Markondo Global Loans

Mortgages for branded residences, globally.

Financing for international investors in the world's most prestigious branded residences — Ritz-Carlton, St. Regis, Four Seasons & beyond.

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Quick eligibility check

Three questions to start.

What is the residence for?

Your answers carry over to the 3-step pre-qualification.

We only do one thing.

We finance branded residences for international buyers. A generalist lender starts by learning what a hotel management agreement is; we start with the lenders who already finance them.

Developers: we also serve as preferred financing partner for branded residence projects. Learn more →

What we finance

Financing for international buyers, on terms that fit the residence.

No US credit history needed

Foreign national mortgages

Finance US branded residences without a Social Security number, US credit history or visa. Typically 25–40% down.

  • DSCR loans
  • Asset-based
  • Bank statement
Apply online (opens in a new tab)
Buying off-plan

Pre-construction financing

Financing for branded residences bought before completion, through lenders who understand condo-hotel structures and hotel management agreements.

  • Pre-construction
  • Completed residences
  • Condo-hotel structures
Get pre-qualified
Already own in the US

Refinance and cash-out

Replace your current rate and term, or take equity out of a property you own based on its current value.

  • Rate and term
  • Cash-out
  • Up to 80% loan-to-value
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More than one property

Portfolio financing

Tailored financing for buying several investment properties, for long- or short-term rental.

  • Multiple properties
  • Long- and short-term rentals
  • Loans up to $4M
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The process

How it works

A streamlined four-step journey from first conversation to keys in hand.

  1. 01

    Initial consultation

    Connect with a Markondo specialist who understands international lending. We assess your goals, citizenship status, and target market to map out the right loan program.

  2. 02

    Pre-qualification

    Submit your financial profile and supporting documents. We evaluate your eligibility across our network of foreign-national lenders and issue a pre-qualification letter.

  3. 03

    Loan structuring

    We engineer a custom financing solution — down payment structure, interest rate, currency hedging options, and term — tailored to your investment objectives.

  4. 04

    Closing

    Our team guides you through underwriting, appraisal, and closing. We coordinate across time zones and jurisdictions so you can close with confidence.

International buyer calculator

See the monthly payment before the first call.

Estimates for foreign national loan programs. Your estimates carry over automatically to the full application.

Continue to full application
Property value$3,000,000
$500,000$30,000,000
Down payment30% ($900,000)
25%50%
Interest rate7.25%
Loan term30 years

Estimated monthly payment

$14,326

Loan amount
$2,100,000
Total interest
$3,057,253
Total cost
$5,157,253

* Results are estimates only and do not constitute a loan commitment, pre-approval, or guarantee of financing. Actual rates and payments may vary based on creditworthiness, property type, and lender guidelines.

For developers

Your preferred financing partner.

Selling a branded residence? Name Markondo your project's preferred financing partner, and your international buyers get pre-qualified before contract.

Partner with us

Common questions

Frequently asked questions

Everything international buyers need to know about US mortgage financing.

Ready to secure your branded residence?

Our specialists are ready to structure a custom financing solution for your international investment.